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DOWNSIZING CALCULATOR TEST
Work out what downsizing to a park home could mean for you
See an estimate of the equity you could release, potential savings on stamp duty, and how your annual living costs could change if you downsized to one of our park homes.
This calculator is being prepared. Please contact the Tingdene team to discuss your move.
Your financial picture
Estimated equity you could release
After estimated moving costs
Park home price from indicative
Estimated stamp-duty saving
Park homes are exempt from stamp duty land tax
Estimated net cash released
Estimated annual difference
Estimated running cost reduction per year
Side-by-side comparison
Talk to Us About Your Next Steps
You’ve seen what downsizing to one of our parks could mean for you. A member of our team can talk you through these figures and current availability.
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Detailed moving cost breakdown
Selling and buying costs are excluded from this calculation.
Total selected transaction costs:
Annual running costs breakdown
About these estimates
How we calculate
Estimated equity released is current-home value less outstanding mortgage and the selected park’s lowest valid available price, before optional moving costs. Net cash deducts the displayed selling and buying allowances once. Selecting Assisted Move / Part Exchange removes the modelled estate-agent fee only; eligibility and the scheme offer must be confirmed. Stamp duty is a separate progressive comparison and is not added to net cash. Annual totals compare council tax, configured maintenance and insurance, plus the park’s monthly pitch fee multiplied by twelve. Individual fees and total progressive tax are rounded to the nearest penny before totals are summed. Changing an input requires recalculation. Current-home repairs use the same 1% annual benchmark for all property types, without an additional fixed floor. Park-home maintenance is a repair reserve, not measured average spending.
Benchmarks checked 5 September 2026. Agent fee 1.42% including VAT; selling legal fees GBP920; EPC GBP65; short-distance removals GBP709; buildings insurance GBP309/year. Specialist allowances: buying legal fees GBP1,200 starting-price benchmark, survey GBP450 published tariff, mortgage administration GBP175 midpoint of GBP50-300, park insurance GBP300 midpoint of GBP200-400, park maintenance GBP480/year midpoint of a GBP30-50 monthly reserve. These specialist allowances are not measured UK averages.
- Estate-agent benchmark: HomeOwners Alliance
- Selling fees: reallymoving Q1 2026
- EPC and removals: reallymoving 2025
- Buildings insurance: ABI Q2 2026
- Home repair benchmark: MoneyHelper
- Park purchase legal starting price: Park Homes Law
- Park condition survey: Park Home Passport
- Mortgage administration range: Halifax
- Park insurance and maintenance budgets: Arden Parks